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Latvian are professional people who are specialized insurers cheated in an interview BNS business information portal "Baltic Business Service" told the risk of insurance company "Baltic house insurance" (BAN) Member of the Board Uģis Ieviņš.
He found that insurers have always been some unscrupulous clients who are krāpuši company. "These are today and will be tomorrow," he said Ieviņš and added that most insurers are trying to cheat customers with car insurance. kurjerzy
BAN cherished member of the board, including one problem that is a simulation of a car theft, but insurers will no longer pay compensation in cash, but instead offers kurjerzy another equivalent car insurer and such behavior is not allowed to increase the number of fraud cases.
"It is to say a big thank you to the firm position of the insurance company, since the end of 2008 all insurance companies in the machine theft cases, suspended payment of monetary compensation, but instead offered another equivalent car. Insurers made it clear - the money runs out. Against the insurers step very loudly objected to the bank - they are beneficial for early repayment kurjerzy of the loan, however, the insurer's decision remained steadfast. With banks to the extent possible, be made known to compromise, namely, compensation deemed machines are being sought from banks and leasing companies to take away cars. Thus, if the theft case is actually fraudulent, the benefit of it is absolute zero - cheat for two months is out of the machine, but the lease was about to continue to pay, "explained Ieviņš.
He said that sometimes happens in cases of fraud, property insurance, kurjerzy but also for fraudsters to take into account that there is a type of remuneration as property recovery. Thus, if a customer has a burned house, insurers will pay for new home construction, from a customer asking to cover only property kurjerzy insurance deductibles. "What is the result of such fraud? Also no! The customer got two months to live in a rented apartment and still pay the deductible, "stressed Ieviņš.
BAN representative also added that most of the Latvian insured property is apartments are Soviet-time houses. "Is it possible to burn down the apartment? Of course, that may be, but remember that it will still be possible to repair. Insurers postpone finding a company that will do it. Nowadays, it is relatively simple. Just after the fire can be restored private, "said BAN Board Member.
Also Ieviņš told that one of the types of fraud is that the man whose apartment is really robbed of loss rather than applying for two fur coats, and was in fact, but three. "Most likely it will be the only time he was cheating, and possibly his apartment really no longer neapzags," said Ieviņš and added that much more dangerous are those occasions when a man of such things are starting to turn into a tax on business.
He said that insurers such customers begin to pay attention to when the Robbery cases have become more frequent. "In doing so, these people run the risk of creating huge problems for yourself. As insurers notices it? We have a very accurate statistical data on the losses. Thus, if a customer applies for consideration again in a short time, he is automatically transmitted to the supervised among customers, "explained Ieviņš.
BAN representative indicated that it may be relatively safe to say that the Latvian professional people who are specialized insurers cheated. To this end, insurers paid and will continue to be forced to pay salaries to its security services, who are working on these things.
At the same time Ieviņš stressed that there is no way that people wake up in the morning and think up - today I apkrāpšu insurers, and in most cases, a person is really an emergency, but the fact he is trying to teach it to him for indemnity due.
"People travel on the road with a machine that does not have comprehensive insurance, but only OCTA. The road is slippery and nekaisīts. The driver do not leave a single bend and slides into a ditch, causing damage to the machine. kurjerzy The incident from his insurers, of course, there is nothing to be due. What should the driver? Find your friends, neighbors or former classmates who are willing to take responsibility as the establishment of emergency, although this path is not really traveled. Thus, two people suddenly concoct that one machine is apdzinusi another, hooked it up and pushed away from the road. Thus, the victim is in distress. Such cases are currently being the most common, "expounded Ieviņš.
He also added that the other person involved in the scheme to help a friend, but at that moment nepadomā that next year he OCTA policy